📍London (UK) | 💰 £80-95,000 + benefits |

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About the Insurance Team:

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We’re building insurance that actually works for people – no jargon, no faff, no feeling like you’re being caught out.

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Our mission is to offer simple, reliable and delightful insurance products that meet real-life needs, backed by great underwriting and claims partners to power seamless internal operations and exceptional customer experiences.

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We’re scaling our first product line, Home insurance, with plans to expand into additional insurance categories over the coming years. We're a focused team with ambitious growth targets and a chance to build something special from the ground up.

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About the Role:

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We’re looking for a Pricing Analyst to own and continuously improve the performance of Monzo’s insurance pricing.

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This role sits at the intersection of data, pricing, and growth. You’ll be responsible for understanding how our prices perform in market, why, and what we should do about it - from day-to-day optimisation through to longer-term pricing strategy.

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You’ll work closely with our insurance partner, data scientists, and product teams to turn pricing and risk data into clear, actionable decisions that drive growth. This is a highly hands-on role with direct impact on conversion, competitiveness, and profitability - particularly as we scale our distribution channels, including on price comparison websites (PCWs).

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🔑 You’ll play a key role by…

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• Owning day-to-day pricing performance - understanding where we sit in the market and why
• Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve growth and profitability
• Running and supporting pricing experiments (e.g. segment-level changes, elasticity testing) including on PCWs
• Refining pricing segments, rating factors and tiering to improve decision quality
• Working with our insurer to evaluate pricing proposals, assumptions and trade-offs
• Building a clear view of price competitiveness, especially on PCWs, and recommending actions to improve rank and conversion
• Working with Data Science to deepen analysis, while independently driving core pricing work
• Helping develop our internal pricing capability - including frameworks, datasets and ways of working

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🤩 We’d love to hear from you if…

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• You have pricing experience in UK Home insurance or a similar general insurance product
• You are highly analytical and hands-on with data, comfortable running pricing experiments (e.g., elasticity testing), and using conversion, loss ratio, and risk data to drive actionable decisions
• You have sufficient underwriting knowledge to effectively challenge insurer proposals, pricing assumptions, and rating factors using data
• You have a solid grounding in SQL and experience with Data Analysis tools such as Python, Jupyter, Looker or similar

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Nice to have (but not essential):

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• You’ve worked in a digital-first insurer, insurtech, or high-growth product-led environment
• You have experience with PCWs or other highly price-sensitive distribution channels
• Familiarity with underwriting concepts and insurer-led pricing discussions

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What’s in it for you

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💰 Salary is £ 80-95,000 depending on experience

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📍 This role will be based out of our London office next to Liverpool Street station - in a hybrid way of working between the office and home

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⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

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💰 25 days holiday (plus bank holidays)

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🏥 Private medical insurance with WPA

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📚£1,000 learning budget each year to use on books, training courses and conferences.

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🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

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➕ Plus lots more! Read our full list of benefits. 

 #LI-REMOTE #LI-NJ1