Our mission is to enable everyone to build wealth
We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 7 million clients, with more than €38 billion in assets under management — a testament to the scale and trust we’ve built in just a few years.
The role
We're looking for an experienced AML & Financial Crime Manager to lead the local AML/CTF function for the Portuguese Branch of Trading 212. In this role, you will provide independent second-line oversight of AML/CTF controls, serve as the designated Responsável pelo Cumprimento Normativo under Article 16 of Lei n.º 83/2017, and own the Branch's AML/CTF compliance framework under Regulamento da CMVM n.º 2/2020.
What you’ll do
- Provide independent second-line oversight of AML controls, alerts, and investigations conducted by the First Line of Defence
- Conduct Quality Assurance reviews of KYC, CDD, and EDD files to ensure adherence to internal policies and regulatory standards
- Assess the quality and consistency of transaction monitoring investigations and identify areas for improvement
- Review suspicious activity escalations and support the drafting of Suspicious Activity/Transaction Reports (STRs)
- Act as the Branch's designated Contact Person for the Financial Intelligence Unit (UIF) and the Central Department of Investigation and Criminal Action (DCIAP)
- Own and maintain the Branch's standalone AML/CTF policies and procedures manual and its money laundering/terrorist financing risk assessment
- Submit the mandatory annual AML/CTF compliance report to the CMVM
- Serve as primary liaison for CMVM, UIF, and DCIAP on supervisory matters, including on-site inspections
- Develop and deliver AML/CTF training to Branch staff
- Drive continuous improvement of AML policies, procedures, and control frameworks
What you need to have
- Educational background in Finance, Economics, Law, or a related field
- At least 5 years' experience in AML, financial crime compliance, or a related function within an investment firm, capital markets environment, fintech, or a regulatory/supervisory authority in Portugal
- Strong knowledge of Lei n.º 83/2017, Regulamento da CMVM n.º 2/2020, EU AML Directives, and financial crime typologies
- Native or fluent Portuguese and professional English — both essential for policy manual authorship, UIF/DCIAP communications, and HQ alignment
- Excellent written communication skills, particularly for regulatory documentation and reporting
- Strong analytical thinking, attention to detail, and the ability to manage multiple priorities
- Ability to work both independently and collaboratively, with confidence to escalate where needed
- A drive for excellence and a continuous improvement mindset
Nice to have
- Experience in an investment firm or capital markets environment (MiFID II / Código dos Valores Mobiliários)
What we offer:
- Challenges that will help you grow and realize your potential fast.
- Opportunity to make a significant impact —you will build innovative services used by millions of investors to build wealth.
- Work with smart, spirited, helpful, high-performing colleagues with a common goal.
- An environment where nothing is set in stone.
- Appreciation for your talent and ideas.
- Generous remuneration package
Bring your ambition to Europe’s fastest-growing mobile broker!
