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FP&A Data Analyst

What we're looking for

Do you like knowing exactly why a number moved? As an FP&A Data Analyst at ARQ, you'll own the data foundations behind our revenue, cost and management reporting. You'll sit between Finance and Engineering: building the models that tell us how the business is performing, keeping them accurate every day, and turning them into insight that leadership uses to make decisions. This is a hands-on role for someone who is as comfortable in a dbt project or a Python codebase as in a P&L. You'll work closely with Finance, Treasury and Engineering, and your work will feed management, investor and regulatory reporting directly.

What you'll be doing

  • Own the finance data layer:Maintain and extend our dbt repo. That means building and refactoring models, writing tests, and keeping finance data clean, documented and reliable.
  • Revenue and cost models:Build and maintain the models behind revenue, unit economics and operations costs (payment rails, FX, card, banking partners, vendors) across our markets.
  • Management accounts:Support daily and monthly management accounts on both accrual and cash basis. Reconcile them to source systems and explain movements.
  • Budgeting and forecasting:Feed actuals into the budget and forecast, run variance analysis, and help Finance understand what is driving performance.
  • Python services:Help maintain and improve the internal Python services and pipelines that support finance reporting and reconciliation.
  • Data mapping and requirements:Map data sources across our product and payments stack, and document business logic and assumptions so others can trust and reuse your work.
  • Onboard new business:When we launch a new product, partner or market, make sure it flows correctly into financial reporting, controls and processes.
  • Dashboards and reporting:Build and improve dashboards with Finance and Controllership that track key metrics and surface business drivers.
  • Anomalies and controls:Spot breaks, unusual spikes or data quality issues early, find the root cause, and fix it at the source.
  • Data literacy:Help the wider team understand and self-serve finance data.

What you'll need

  • 3+ years in a data, analytics or FP&A role, ideally in fintech, banking or payments
  • Strong SQL and solid Python
  • Hands-on experience with dbt (or a similar transformation tool) and version control (Git)
  • A good grasp of financial statements, management accounts and core finance concepts (accruals, revenue recognition, unit economics)
  • A quantitative background, through education or experience
  • Strong attention to detail and a quality-first mindset, while still able to work to tight deadlines
  • Clear communication: you can explain a variance to a CFO and a data model to an engineer
  • Initiative to automate repetitive work and improve how things are done

Nice to have

  • Experience with regulatory or external reporting
  • Exposure to reconciliations, treasury or general ledger data
  • Experience with BI tools (Metabase, Looker, Power BI) and orchestration tools (Airflow or similar)
  • Experience maintaining production code: code review, testing, CI/CD
  • Spanish or Portuguese proficiency

Benefits

  • Competitive salary
  • Sign-on stock options bonus, so you share in the company's success
  • Discretionary performance bonus (stock options)
  • Paid annual leave
  • Real ownership of work that directly affects how the business is run
  • The latest technology to work with
  • A strong team that will help you grow your skills
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About ARQ

Cross-border fintech platform for dollar accounts and payments in Latin America.
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