Data Scientist, Fraud Risk Detection

Data Scientist, Fraud Risk DetectionFull-timeEmployee Status: RegularRole Type: HybridJob Posting - Salary Range: $73,789 - $127,901Department: AnalyticsFlexible Time Off: 15 DaysSchedule: Full TimeShift: Day ShiftCompensation: USD73789- USD127901- yearlyCompany DescriptionExperian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more. Experian invests in people and new advanced technologies to unlock the power of data. We have an amazing team of 25,200 people in 32 countries.At Experian, we believe great work happens when people come together. We're focused on attracting talent in and around our designated hub locations who are open to collaborating with colleagues in person. Aligning employees to these talent markets helps foster collaboration, strengthen team connections, and support long-term career growth within Experian. This is a hybrid position and you will reside in or near one of our collaboration hubs:Costa Mesa, San Diego & San Jose, CA · Allen & Austin, TX · Franklin, TN · New York, NY · Schaumburg, IL · Washington, DC · Atlanta, GA · Boston, MA · Seattle, WAJob DescriptionOverviewExperian'sFraud Analytics & Commercializationoperates across four main functions. These include client engagement analytics, scalable and custom analytics for financial institutions, fraud analytics consulting, and solution integrity and enablement for production-ready platforms.You will help investigate new fraud patterns, build features, and train and evaluate machine learning models. You will work with senior data scientists and engineers throughout the model development lifecycle, from problem definition and data assembly through feature engineering, experimentation, and deployment.Your work will contribute to the techniques, analytical tools, and capabilities Experian's fraud analytics team has spent years refining. This is an individual contributor position and you will report into the Sr. Manager of Fraud AnalyticsWhat you'll doExplore large datasets, with guidance from senior team members, to identify fraud patterns, attack methods, and behavioral signals.Work with senior data scientists to translate fraud questions into testable hypotheses and analytical approaches.Help build machine learning models for fraud detection across account opening, account takeover, and identity risk.Evaluate models using both technical and business metrics, such as precision, recall, fraud capture rate, false-positive rate, and customer friction.Develop and validate features using identity, transactional, behavioral, and other available data sources.Write clean, well-tested code, and work with engineering to bring models and features into production.Partner with the score monitoring team to help set up model and feature monitoring, and support research on related client questions.Help prepare analyses and communicate findings to both technical and nontechnical audiences.Apply Experian's standards for data privacy, model documentation, explainability, validation, and governance.QualificationsBachelor's degree in computer science, statistics, mathematics, economics, engineering, data science, or another quantitative discipline — or equivalent experience1+ years of professional experience in data science, machine learning, statistical modeling, or advanced analyticsFoundation in supervised learning, model evaluation, feature selection, statistical inference, and techniques such as classification and anomaly detection.Proficiency in Python, with the ability to write clean, readable, and well-tested code.Familiarity with common data science and machine-learning tools such as pandas, NumPy, and scikit-learn.Coursework, internship, or project experience related to fraud detection, risk modeling, or another adversarial or classification-style problem.Familiarity with PySpark, cloud platforms such as AWS, Google Cloud, Azure, Databricks, and Snowflake, or other large-scale data tools.Exposure to financial services, fintech, payments, or another regulated or fraud-intensive industry, through coursework, internship, or prior work.#LI-HybridAdditional InformationBenefits/Perks:Great compensation package and bonus planCore benefits including medical, dental, vision, and matching 401KFlexible work environment, ability to work remote, hybrid or in-officeFlexible time off including volunteer time off, vacation, sick and 12-paid holidaysExplore all our exciting benefits here:https://yourexperianbenefits.com/cand-index.htmlOur uniqueness is that we celebrate yours. Experian's people first, inclusive and purpose-driven culture is multi award-winning. We have won World's Best Workplaces™ 2025 (Fortune Global Top 25), and Great Place To Work™ in 26 countries to name a few.Experian's recruitment process is conducted only through authorised channels. Recruitment communications will only be sent from an @experian.comemail address. Experian will never ask candidates to make any payment as part of a recruitment process.Our compensation reflects the cost of labor across several U.S. geographic markets. Within this range, individual pay is determined by work location and additional factors such as job-related skills, experience, and education. You will be eligible for a variable pay opportunity and a comprehensive benefits package.Experian is proud to be an Equal Opportunity Employer for all groups protected under applicable federal, state and local law, including protected veterans and individuals with disabilities. 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